Dealer Benefits Network Payroll MasterCard®
Frequently Asked Questions

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Can I pay for Benefits for myself and my family using the Dealer Benefits Network Payroll Card?
Yes. The new Dealer Benefits Network Payroll Card is available to all employees of U-Haul Dealerships and related businesses, so employees can easily enroll and pay for the health and insurance benefits offered through the Dealer Benefits Network Payroll Card program. The Dealer Benefits Network Payroll Card allows all employees, no matter what their credit, to pay for the health and insurance benefits of their choice. Visit the dedicated U-Haul Dealer Benefits web site to take maximum advantage of the benefits available to you.

What is a Dealer Benefits Network Payroll Card?
The Dealer Benefits Network Payroll Card is a prepaid card. The Dealer Benefits Network Payroll Card can also be used, to withdraw funds, at millions of ATMs and at Point of Sale (POS) merchants worldwide.

Which ATM machines will accept my Dealer Benefits Network Payroll Card?
The Dealer Benefits Network Payroll Card can be used at any ATM machine that
displays the MasterCard®, Maestro®, Cirrus®, STAR® or NYCE® brands shown here.

What is a Point of Sale transaction?
Point of Sale transactions or "POS", means purchases, including cash back, at retail merchants like grocery stores, drug stores, gas stations, fast food restaurants, convenience stores, etc. that accept cards. Today, almost all retail stores accept cards. To make a purchase or to make a purchase and get cash back at POS, you will need to enter your PIN at the store. The clerk will assist you with this if you need assistance.

How can I use my Dealer Benefits Network Payroll Card?
You can make ATM withdrawals, Point of Sale (POS) purchases, make rental car purchases, make airline and hotel reservations, and make toll-free or online purchases . When you make purchases at restaurants or other retail merchants, you will sign a receipt.

What if I leave my current employer or have two jobs?
Once you receive your Dealer Benefits Network Payroll Card, you can sign up for direct deposit from your new employer. You may also receive your pay from more than one employer, as long as they support direct deposit payroll, which most do. If you leave your current employer for a new job, just sign up for direct deposit with your new employer and you will start receiving your payroll on the card each payday from the new employer. It's that simple!

Can I receive my IRS Income Tax Refund on my Dealer Benefits Network Payroll Card?
Yes. To receive your Direct Deposit refund on your Dealer Benefits Network Payroll Card, make sure you or the person who prepares your tax return checks the box on your tax return for Direct Deposit and supplies the
Direct Deposit Account Number of your card and the Routing number on the back of your card.

Can I receive Government payments like Social Security, etc. on my Dealer Benefits Network Payroll Card?
Yes. You can request Direct Deposit of payments to your card from
pension and annuity payments, interest payments, retirement and mutual fund distributions, Social Security, veterans and other government benefits that support Direct Deposit payments. Simply request a Direct Deposit form from the
appropriate company or agency, complete it and return it to begin receiving your deposits on your card.

Can I receive a second Dealer Benefits Network Payroll Card for a family member?
Yes. If you would like a second Dealer Benefits Network Payroll Card for a family member, simply notify your payroll department
.

Can I share money from my Dealer Benefits Network Payroll Card to a second Dealer Benefits Network Payroll Card?
Yes, once the family member has received the Dealer Benefits Network Payroll Card you can
share money from your Dealer Benefits Network Payroll Card to a secondary Dealer Benefits Network Payroll Card. To share money, you can call Customer Service or login to your account online. As soon as you provide the information the money is deposited to the secondary Dealer Benefits Network Payroll Card in real-time and the other person can begin using their Dealer Benefits Network Payroll Card. There is no charge to share money from card to card.

What if I have lost my Dealer Benefits Network Payroll Card and I can't find my card number?
It is necessary for you to have your
card number with your PIN when reporting a lost or stolen card to customer service. You should write your card number down and store it in a safe place at the time of purchase, but never keep your card number and PIN stored together.

How do I get a replacement Dealer Benefits Network Payroll Card?
Contact your employer or call
Load-n-go Customer Service.

How is the Dealer Benefits Network Payroll Card activated?
When you receive your Dealer Benefits Network Payroll Card you must call the toll-free number located on the card carrier to activate your card and select a PIN.

Can I change my PIN?
Yes. The registered cardholder, on file, will have to call customer service in order to change the PIN. You may also change your PIN by setting up a free online account at www.
Load-n-go.com and login to your account.

What if I lose or forget my PIN?
You will still be able to use your card for all signature-based purchases. You will not be able to use your card for cash withdrawal at ATMs without your PIN.

Can I access my account on the Internet?
Yes.
By going to www.Load-n-go.com you can set-up a free personal account where you can check your balance, share money card to card, and much more.

How do I check the balance on my Dealer Benefits Network Payroll Card?
You can check the balance on your Dealer Benefits Network Payroll Card by using an ATM, the Internet or by calling Customer Service. There may be a transaction fee to check your balance at an ATM. There is no fee to check your balance by phone or online. To check your account online at www.Load-n-go
.com you will need to register and establish a user name and password.

How long is the Dealer Benefits Network Payroll Card good for?
The Dealer Benefits Network Payroll Card is good for two years from the date of activation.  If the card is not used for a period of ninety (90) days the card will become inactive. If you have a cash balance on a card that has been rendered inactive, you may call Customer Service to reactivate your card. A reactivation fee may be applied.

Can anyone apply for Dealer Benefits Network Payroll Card?
Anyone receiving direct deposit payments may
apply for Dealer Benefits Network Payroll Card.

Do I need to sign the back of my Dealer Benefits Network Payroll Card?
Yes. Your Dealer Benefits Network Payroll Card is not valid unless you have signed the back of the card.

What if I want to make a purchase that is over the Dealer Benefits Network Payroll Card balance?
The limit is set based on the amount of funds stored on the Dealer Benefits Network Payroll Card and available at the time of purchase. If the amount of your purchase is more than you have on the Dealer Benefits Network Payroll Card, your purchase will be declined.

Can I use the Dealer Benefits Network Payroll Card to make purchases on the Internet or by phone?
You may use it wherever MasterCard debit cards are accepted. This means you can make purchases on the Internet or by phone.

 

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© Copyright 2008 - Load-n-go, Inc.
The easypay Payroll Card is issued by Palm Desert National Bank, Palm Desert, CA, pursuant to a license from MasterCard Incorporated.

Palm Desert National Bank; Member FDIC.

*Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.