Legal Notice

The Load-n-go site is © 2000-2007 Load-n-go, Inc. All rights reserved.

Introduction
Load-n-go, Inc. ("LNG") maintains www.Load-n-go.com and its related sites (collectively the "LNG site") for your personal information, entertainment, and enjoyment. Please feel free to browse, download from, talk back to, and otherwise use the site. At the same time, please remember that your access to the LNG site is subject to the following rules (the "Rules") as well as all applicable laws. By accessing and using the LNG site, you accept the Rules without limitation or qualification, and acknowledge that any other agreements you may have with LNG are superseded by the Rules, to the extent any conflict exists.

LNG may at any time revise these Rules by updating this posting. You are bound by such revisions and should therefore visit this page to review the current Rules from time to time.

LNG reserves the right, without notice and for any reason, to remove any content on this site, and to deny access of any user or users to all or any part of this site.

Downloading
Unless otherwise specifically indicated, you may download material displayed on the LNG site for personal, non-commercial use only and you may not distribute, modify, transmit, use, or reuse any of the contents of the LNG site for any public or commercial purpose without the written consent of LNG or any third party LNG deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the LNG site you make and distribute for any purpose must also include these Rules.

Copyrights, Other Rights
You should assume that everything on the LNG site is copyrighted unless otherwise noted and that it must not be used except as provided in the Rules or with the express written consent of LNG or any third party LNG deems necessary. LNG neither warrants or represents that your use of the material displayed on the LNG site will not infringe rights of third parties. Any product, service, program, or technology described on the LNG site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by LNG. Any such right that is not expressly licensed herein is reserved by LNG.

Images of people or places displayed on the LNG site are either the property of, or used with permission by, LNG. Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on the LNG site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Any product, service, program or technology described in any document published by LNG on this site may be the subject of other intellectual property rights owned by LNG. Any such right that is not expressly licensed hereunder is reserved by LNG.

Trademarks
The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the LNG site are registered and unregistered Trademarks of LNG and others. Nothing contained on the LNG site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the LNG site without the written permission of LNG or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the LNG site is prohibited. LNG aggressively enforces its intellectual property rights, including via civil and criminal proceedings.

Submissions
Apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to the LNG site, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as non-confidential and non-proprietary. Anything you send to the LNG site may be used by LNG for any purpose including but not limited to reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to LNG.com, you irrevocably transfer and assign to LNG, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material. LNG is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to the LNG site for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products and services.

By using this site, you may submit, or LNG may gather, certain limited information about you and your usage of the site. Subject to the terms of the Privacy Policy, LNG is free to use such information for any purpose it deems appropriate.

No Warranties
There is no warranty that any information or service provided or referenced by this site is either merchantable or accurate, that such information or service will fulfill any of your particular purposes or needs, or that such information or service does not infringe on any third party rights. Except for any express warranties stated on this site, if any, the information and services provided or referenced on this site are provided "as is" and with all faults, and the entire risk as to satisfactory quality, performance, accuracy and effort is with the user.

That means that LNG uses reasonable efforts to include accurate and up-to-date information on the LNG site, LNG makes no warranties or representations as to its accuracy. LNG may periodically add, change, or improve any of the information, products, services, programs, and technology described on the LNG site without notice. LNG assumes no liability or responsibility for any errors or omissions in the content of the LNG site.

In fact, your use of the LNG site is at your own risk. Neither LNG nor any other party involved in creating, producing, or delivering the LNG site is liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, the LNG site. For example, LNG assumes no responsibility for, and will not be liable for any damages to or any viruses which may affect your computer equipment or other property on account of your access to, use of, or downloading from, the LNG site. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

Links
LNG has not reviewed all of the sites which are linked to the LNG site, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. LNG is not responsible for the contents of any site linked to the LNG site; your connection to any such linked site is at your own risk.

U.S., International Information
Most of the information on the LNG site applies internationally, but a significant amount of information applies only to certain countries or regions.

If you live outside of the U.S., the fact that you have access to such U.S.-specific information does not mean that such information applies or ever will apply to your country or region. Although LNG tries to mark all country- and region-specific information, it does not warrant or represent that all information applies internationally. You should check the applicability of any information on this site with the proper local jurisdiction.

Really Legal Stuff
The Rules will be governed by and construed under the laws of the State of Nevada, excluding only its conflict of law provisions. Each party to the LNG site Rules hereby submits to the exclusive jurisdiction of the courts within the State of Nevada, and waives any jurisdictional venue or inconvenient forum objections to such courts.

Any failure by LNG to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right. If any provision of the Rules is found by a court of competent jurisdiction to be invalid, you, LNG, and the court shall endeavor to give effect to the intent reflected in that provision, and the remaining Rules provisions shall retain their full force and effect.

United States and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from the LNG site to or from any countries or foreign nationals in violation of such laws or regulations.

Please note that Load-n-go.com is operated by Load-n-go, Inc. and not the various organizations or financial institutions that issue LNG cards. None of the terms of any agreement between a LNG cardholder and the organization or financial institution that issued his/her card has any effect on or relation to these Site Rules.

Please also read over the LNG site Privacy Policy. If you have any questions, comments, criticisms, or complaints about LNG.com, please feel free to email us.

© Copyright 2007 - Load-n-go, Inc. The Load-n-go Payroll MasterCard and Load-n-go Payroll Maestro Card are issued by BankFirst, Sioux Falls, SD, pursuant to a license from MasterCard International Incorporated. BankFirst; Member FDIC. BankFirst Privacy Statement Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.